Helping your business get back on its feet.
- No-Win No-Fee
- Easy Application
You may be able to make a claim if the following applies to you*
*subject to policy terms
- Business Insurance Claims (2019–2020 and 2020–2021)
- Rejected Insurance Claims
- Pandemic-Related Losses
If your business incurred losses during the pandemic.
- Business Closure (Partial or Full)
Whether your business had to partially or fully close.
- Capacity Reduction Due to Restrictions
If you had to reduce your business’s capacity to comply with pandemic restrictions.
*subject to policy terms
Your Path to Expert Legal Consultation.
Claim Initiation
You fill in our online form and send us a copy of your policy wording and policy schedules.
Expert Consultation
One of our experts will be in touch to conduct your free review.
Launch Claim
If eligible, we’ll start a no-win no-fee claim to recover your money from the responsible party.
Maximise Success
We work diligently to negotiate on your behalf, striving to achieve the most favourable resolution possible.
Frequently Asked Questions.
My business was not asked to close by the government, but we closed anyway. Can I still make a claim?
Possibly, if you decided to close your business to customers due to a fear of the pandemic, that may be viewed as a reasonable reason to claim. Finally, your business may have had to close due to lack of footfall due to lockdowns.
Can I claim on my business insurance as well as receive a government coronavirus grant?
Yes, as the government grants are immediate help for businesses, and the government is aware that business owners will also be making claims against their insurance policies. You can still proceed with your claim with Barings Law.
What can I claim for?
This will depend on the terms of your policy, we have seen policies allow claims for loss of revenue, gross profit, cancellations.
I tried to claim by myself but there’s too much paperwork to get through – how can Barings Law help?
Barings Law will pick through the wording on your insurance policy using our expertise. We will make sure that your claim is presented properly.
I think my claim was unfairly denied – can you help me bring legal action against my insurers?
Yes – if you tried to claim yourself and were denied, you may still have a case. If your policy has a valid business interruption clause and you meet all eligibility criteria, then Barings Law will give you the option of bringing action against your insurer on a no-win no-fee basis. The insurer might reconsider and pay out, or it can proceed to court, where a judge will decide.
Can I still make a claim through you if I can’t find my insurance policy?
Yes, you can still start the assessment process with Barings Law, but you’ll also need to contact your insurance company. You should request copies of your policy documents, schedule, certificate and booklet, which they legally must give to you. Once you receive them, all you have to do is send them us and we’ll start your free assessment.
Do I have to pay Barings Law upfront to make a claim?
No, we operate on a no-win no-fee basis. Starting your claim has no upfront costs. Charges are subject to your claim being successful and will come out the money we recover from your insurer on your behalf.
Will I pay you any money if I lose my claim?
No – we operate on a no-win no-fee basis. If your claim is unsuccessful then you won’t receive any money and won’t have to pay a penny. The only exception to this is if you have told us anything that was not true or misled us in any way about your claim.
My business is not very big – can you still help me to make a claim?
Yes, provided your business suffered a loss, and your policy covers you, the size of your business does not matter.
What should I pay you if I win my claim?
We charge a success fee of up to 50% inclusive of VAT.
How much will I be awarded?
This will depend on the size of your claim and the construction of your policy.
I’m ready to make my claim – how do I start the process?
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